💰 Finance Calculator
Calculate loan EMIs, investment growth & savings goals
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About This Finance Calculator
This all-in-one finance calculator helps you estimate loan EMIs, investment growth, and monthly savings needed to reach your goals. Perfect for mortgages, investment planning, and saving for big purchases.
How to Use
- Select Loan EMI, Investment, or Savings Goal.
- Enter the required values.
- Click Calculate to see your results.
- Use Copy Result or Reset as needed.
How It Works
- Loan EMI: EMI = P × r × (1+r)^n / ((1+r)^n − 1)
- Investment: FV = P(1+r)^t + PMT × ((1+r)^t − 1)/r
- Savings Goal: PMT = (FV − P(1+r)^t) × r / ((1+r)^t − 1)
Frequently Asked Questions
What is an EMI?
EMI (Equated Monthly Installment) is a fixed monthly payment consisting of principal and interest.
Can I use this for mortgage calculations?
Yes, the Loan EMI calculator works for mortgages, auto loans, and personal loans.
Does the investment calculator use compound interest?
Yes, it assumes monthly compounding, standard for most investment accounts.
What does 'Savings Goal' calculate?
It calculates the monthly deposit needed to reach a target amount.
Are the results accurate?
Yes, calculations follow standard financial formulas with 2-decimal precision.
Is this calculator free?
Yes, it's completely free to use.
